We protect and insure high-value property.
Our team uses physics and AI to protect and insure your property based on feature-level risk.

Other insurers are dropping customers solely based on the home’s location
News
¬
Housing
State Farm projects dropping 1 million policies in California over next five years
Facing financial peril, the insurance giant could see its total policy count decline from 3.1 million to around 2 million

Our insurance is based on the unique aspects of each property
We assign a dedicated team to each property, working closely with you to minimize risk.
Your Property
Napa, CA
$5,740,000

3D Home Model
Physics Engine
with stand
We simulate real world risk using physics and AI

Napa, CA
$5,740,000
7.8/10


Napa, CA
$5,740,000
Key Risk Mitigated

We work with you to manage and reduce those risks
We insure your property and help manage new risk.
We provide base pricing within 48h
Traditional insurers take weeks and months to produce quotes for high-value property.
Fast Estimates
Tailored Protection
Concierge
Risk Monitoring





Get Stand
Insurance distributors please sign up here, property owners create your account below:
Frequently asked questions
What types of insurance do you offer?
Stand offers a HO-5 policy, also known as a "Comprehensive Form" homeowners policy. Our policy covers your home, belongings, and personal liability on an "open-perils" basis. This means it protects against a wide range of risks unless specifically excluded.
How is the value of my property determined?
Stand collaborates with brokers experienced in high-net-worth insurance and who possess local insights into home rebuilding costs. These brokers, along with local builders and home inspectors, contribute to developing a thorough valuation proposal for your home.
What can I expect should I have a claim?
If you need to make a claim, call our claims number at 415-466-1448 or email us at claims@getstand.com and we will guide you through the process.
How do you help mitigate risk over time?
At Stand, we mitigate property risk over time through continuous monitoring and proactive protection. By using physics-driven insights tailored to each property, we help homeowners implement scientifically backed adjustments that preserve the property’s aesthetics while reducing climate peril risk.
We strive to provide you with the most tailored and highest quality insurance products and customer service so you can live life knowing your assets are safe.
548 Market St. PMB 70879, San Francisco, California 94104
Business Inquiries: +1-415-231-2389
Claims: +1-415-466-1448 or claims@getstand.com
Support: support@getstand.com
Stand Insurance Solutions is licensed in California (License #6014213) and partners with an A-rated or better carrier and reinsurers.